Don't mess with gravity

Always a bit better

Experience digital SME banking.

SME banking of the future. is the new home for everyone who wants to be right in the middle of the digital transformation in SME banking instead of watching from the sideline

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Redefine Mobile Banking.

Mobile banking reinvented.

The core of the customer interface in (retail) banking thought through further. Experience processes, features, design and UX in the prototype.

Experience the


As a digitally-focused subsidiary of the, we develop, build, operate and scale digital solutions.

And thus shape the new reality for the benefit of your customers and employees.

Together with you,

We combine years of financial services expertise with the mindset of digital attackers to create successful solutions for your specific needs (and those of your customers).

We call product visionaries, business model strategists, finance nerds, creative minds, development geniuses, IT architects, process professionals and marketing gurus our TEAM.

We have an external and an internal perspective. This allows us to create solutions that are not just digital, but successful.

Together with you, our expertise

Partnership is not just a box to be ticked, but a success factor. Together with you, we form integrated and interdisciplinary teams to build the best possible individual solution end-to-end.

We are your constructive partner on an equal footing. Transparency, openness and thought leadership do not end with us, even when things get uncomfortable.

With our experience, we help you keep a cool head when the seas get stormy. And with our radical mindset, we warn you about the storms beyond the horizon when the water is calm.

Together with you, our expertise makes the difference.

We are creating a future for the financial services industry in which not everything is different, yet a lot is better.

We help all decision makers to enliven the digital strategy with concrete successes. All our thoughts and actions are focused on implementation.

For us, the realization of digital business models begins with visionary, strategic decisions, a clear, viable concept and ends with measurable, sustainable success—tangible and visible for your customers as well as for your employees.

Together with you, our expertise makes the difference.


raiffeisen bank
deutsche apotheker


We are better together.

For us, partnership is a core value. You will notice this in our joint projects - and this applies in our network too. As part of the zeb-group, we have access to a broad network of strong partners and colleagues to ensure the best possible solution for you.

Experts in financial services

From strategy consulting to process and organisational development to implementation and change management, our zeb experts successfully implement projects with banks, savings banks, insurance companies and other financial institutions.